5 things that you need to consider when you are moving in with a new partner #1 – Work out how you are going to split costs Money is always one of the biggest causes of stress in a relationship. Before you move in together, work out how you will split the living expenses i.e. […]
Archive | blog
the Seasons of Share Markets
The seasons of share markets I was pondering on the current record highs of the share market (both in NZ and the USA) and I realised that the share markets basically have a lot in common with the seasons. At the moment, here in NZ, we are sitting in a never ending winter, waiting for […]
5 things you need to do when you turn 50
#1 – Have a close look at your money management skills It is quite possible that you have gone from being a flush young person to a starving parent, and are heading back towards having a good disposable income again. (more…)
How kiwis missed out on $302 MILLION in 2016
Make sure you’re getting your full KiwiSaver tax entitlement Government Tax Credit An important component of any person’s KiwiSaver savings is the contribution that the Government makes each year, referred to as the Government tax credit. If you are aged between the age of 18 and 65 and you personally contribute $1,042.86 in the period […]
5 Ways to Make Hay While the Sun Shines
New Zealand is like “Godzone” Right Now In an economic sense, things in NZ seem to be progressing at a fast clip. Unemployment is at low levels, mortgage interest rates are at very low levels, inflation is low so the cost of living is not increasing significantly, exports are going well……NZ is a great […]
Brexit
as at 28/06/2016 WELL! Here we have the result that no-one saw coming. There was very little work done here in the office on Friday afternoon as I sat and hit “refresh” on the BBC website every 2 minutes as the results came in. The Brit in me was going YES! and the investment adviser […]
5 tips to make 2016 a prosperous year
1. Clear all your high interest debt If you put your Christmas gifts on the credit card, pay it off as quickly as you can! Set money aside each payday for your normal bills (food, power etc) and put as much as you can of the rest of your pay onto the credit […]
5 things you need to know if your partner is diagnosed with Alzheimers or Dementia
1. Make sure that your legal documents are in place and up to date Seek legal advice as early as you can about the implications of the diagnosis on your asset ownership structures. Ensure that wills are made, and also that an Enduring Powers of Attorney (EPA) are made. An EPA appoints someone to make […]
Why Market Corrections Can Be A Good Thing
Our investment clients know that we have been saying for at least 18 months that we are due for a market correction, and it appears that we currently have it happening. A market correction is not necessarily a bad thing! Market corrections happen OFTEN. It is in the nature of share markets (and property markets) […]
the Chinese share market crash in perspective and what it means to the rest of the world
By Janet Natta in blog, Chinese Share Market, Investment Bubbles, Janet Natta, KiwiSaver, New Zealand economy
15 July 2015 For the year to 30 June 2015, the Chinese share market has risen 150% However, in the last four weeks, the Chinese share markets have fallen 30%. $3 trillion US dollars in value has been wiped off the share markets. The Chinese share market as it stands today is a relatively young […]